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Škoda motor finance claims

Škoda is Volkswagen Group's value-mainstream brand in the UK, offering VW Group engineering at a lower price point; growing volumes throughout the scheme period.

PCP and HP were both used across the Škoda range, with Volkswagen Financial Services active through Škoda's franchised dealer network. Note that VWFS is currently challenging the FCA's scheme in the Upper Tribunal.

Skoda's value-for-money positioning attracted buyers who were often more cost-sensitive than equivalent VW or Audi purchasers, making the interest rate applied to their finance particularly impactful. PCP and HP were both common, with average agreement values ranging from approximately £9,000 on a Fabia to £27,000 on a Kodiaq. VWFS operated through the Skoda dealer network alongside broad market lenders, and Skoda's growing volume through the scheme period generated a significant number of potentially affected agreements.

Common Škoda models financed during the scheme period

  • Škoda Fabia

    Škoda's supermini and highest-volume UK seller; sold consistently on PCP and HP throughout the scheme period across multiple generations.

  • Škoda Octavia

    Škoda's family hatchback and estate; consistently strong UK volumes on PCP and HP throughout the scheme period, popular for its value-for-money VW Group package.

  • Škoda Superb

    Škoda's flagship executive car; above-average agreement values in eligible cases, sold consistently on PCP through the scheme period.

  • Škoda Yeti

    Škoda's original compact SUV sold from 2009 to 2017; PCP and HP agreements from this period may fall within scope where commission was not properly disclosed.

  • Škoda Karoq

    Replaced the Yeti in 2017; sold predominantly on PCP from launch to the scheme end date.

  • Škoda Kodiaq

    Škoda's large family SUV launched in 2017; above-average agreement values given the higher vehicle price, predominantly sold on PCP.

Lenders that financed Škoda

These UK lenders wrote Škoda finance during the FCA scheme period. Pick the one named on your agreement.

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