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Secure Trust Bank motor finance claims

Secure Trust Bank is part of Secure Trust Bank plc. If you financed a vehicle through Secure Trust Bank between 2007 and 2024, your agreement may fall within the FCA's redress scheme.

What to know about Secure Trust Bank claims

Secure Trust Bank provides motor finance in the UK through its V12 Vehicle Finance brand. If your agreement shows V12 Vehicle Finance as the lender, Secure Trust Bank is the regulated entity behind it. Agreements from the 2007 to 2024 review period may be eligible under the FCA motor finance redress scheme.

Secure Trust Bank has set aside £21.5 million for motor finance redress. Confirmed unchanged following PS26/3 publication in April 2026. Secure Trust Bank has exited the motor finance market and sold its vehicle finance loan book to LCM Partners in a £458.6 million deal. Despite the sale, Secure Trust Bank retains full responsibility for redress liabilities on historic agreements.

Current scheme status

Exited motor finance market; sold loan book to LCM Partners. Retains redress liability for historic agreements. Customers with historic Secure Trust Bank, V12 Vehicle Finance, or Moneyway agreements are still within scope of the FCA scheme.

Note: Secure Trust Bank has exited the motor finance market and sold its vehicle finance loan book to LCM Partners. Despite the sale, Secure Trust Bank retains legal responsibility for redress on historic agreements. Customers with agreements formerly held by Secure Trust Bank, V12 Vehicle Finance, or Moneyway are still fully within scope of the FCA's redress scheme and can submit a claim.

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