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Fiat motor finance claims
Fiat is a mainstream brand in the UK best known for the iconic Fiat 500; strong city car volumes drove consistent finance agreements throughout the scheme period.
PCP and HP were both used across the Fiat range, with particular PCP penetration on the Fiat 500 given its aspirational positioning relative to its size. The manufacturer's own finance arm (now Stellantis Financial Services) was active alongside broad market lenders.
Fiat's UK market was dominated by the 500, which commanded premium pricing relative to its size and drove strong PCP penetration. Agreement values ranged from approximately £9,000 on a Panda to £18,000 on a 500X, with the 500's aspirational positioning meaning many buyers stretched to finance it on PCP. The high proportion of younger buyers in Fiat's customer base made the interest rate applied to their agreements particularly impactful relative to their overall financial position.
Common Fiat models financed during the scheme period
Fiat 500
Fiat's iconic city car and its highest-volume UK model since the relaunch in 2007; strong PCP penetration given aspirational pricing relative to its segment, agreements on the 500 span the full length of the scheme period.
Fiat 500X
Fiat's compact crossover launched in 2015; sold predominantly on PCP during the latter part of the scheme period.
Fiat 500L
Fiat's MPV-style model sold from 2012; PCP and HP agreements from this period may fall within scope.
Fiat Panda
Fiat's budget city car; sold on HP and PCP throughout the scheme period, particularly popular as a low-cost entry into the brand.
Fiat Tipo
Fiat's family hatchback and estate sold in the UK from 2016; sold on PCP and HP during the latter part of the scheme period.
Lenders that financed Fiat
These UK lenders wrote Fiat finance during the FCA scheme period. Pick the one named on your agreement.
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