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Fiat motor finance claims

Fiat is a mainstream brand in the UK best known for the iconic Fiat 500; strong city car volumes drove consistent finance agreements throughout the scheme period.

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PCP and HP were both used across the Fiat range, with particular PCP penetration on the Fiat 500 given its aspirational positioning relative to its size. The manufacturer's own finance arm (now Stellantis Financial Services) was active alongside broad market lenders.

Fiat's UK market was dominated by the 500, which commanded premium pricing relative to its size and drove strong PCP penetration. Agreement values ranged from approximately £9,000 on a Panda to £18,000 on a 500X, with the 500's aspirational positioning meaning many buyers stretched to finance it on PCP. The high proportion of younger buyers in Fiat's customer base made the interest rate applied to their agreements particularly impactful relative to their overall financial position.

Common Fiat models financed during the scheme period

  • Fiat 500

    Fiat's iconic city car and its highest-volume UK model since the relaunch in 2007; strong PCP penetration given aspirational pricing relative to its segment, agreements on the 500 span the full length of the scheme period.

  • Fiat 500X

    Fiat's compact crossover launched in 2015; sold predominantly on PCP during the latter part of the scheme period.

  • Fiat 500L

    Fiat's MPV-style model sold from 2012; PCP and HP agreements from this period may fall within scope.

  • Fiat Panda

    Fiat's budget city car; sold on HP and PCP throughout the scheme period, particularly popular as a low-cost entry into the brand.

  • Fiat Tipo

    Fiat's family hatchback and estate sold in the UK from 2016; sold on PCP and HP during the latter part of the scheme period.

Lenders that financed Fiat

These UK lenders wrote Fiat finance during the FCA scheme period. Pick the one named on your agreement.

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Fiat finance claims: frequently asked questions

Can I claim on Fiat car finance?
Yes, if your Fiat was financed on a regulated PCP or HP agreement arranged through a UK dealer between 6 April 2007 and 1 November 2024, and the agreement involved an undisclosed Discretionary Commission Arrangement, a high undisclosed commission, or an undisclosed tied arrangement. Eligibility depends on the agreement, not the model.
Which Fiat models are covered?
Any Fiat agreement in the scheme period may be in scope, including models such as 500, 500X, 500L, Panda and Tipo.
Can I do this myself?
Yes. You don't need to use a solicitor or claims management company to pursue a motor finance complaint. You can contact your lender directly free of charge. The FCA's Consumer Redress Scheme is designed to be accessible without legal representation.
Will making a claim affect my credit score?
No. Making a claim will not affect your credit score. This is a separate process from your credit history.
Do I need to find old paperwork?
No documents are required to get started. We can trace your finance agreements using basic personal details.
What if my lender has been taken over or has exited the market?
This is common for agreements going back to 2007. If the original lender has been acquired, merged, rebranded, or has exited the market, the successor firm typically inherits liability for historic agreements. We handle this on your behalf.

Financed a car between 2007 and 2024?

Check your eligibility for the FCA's mandatory motor finance redress scheme. Takes under a minute. No documents needed.

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