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Dacia motor finance claims

Dacia is Renault Group's budget brand in the UK, known for value-for-money pricing; growing volumes through the scheme period as the brand expanded from a niche position.

HP was initially dominant for Dacia given the lower vehicle prices, with PCP growing in use from around 2017 onwards. Mobilize Financial Services (formerly Renault Financial Services) operated through Dacia's franchised dealer network.

Dacia's deliberately low vehicle prices mean finance agreement values were among the smallest in the FCA scheme, typically £6,000 to £14,000. HP was more common than PCP given the lower vehicle prices and shorter typical terms. Despite smaller agreement values, Dacia's rapid UK growth from 2012 generated a significant number of finance transactions. At these lower values, an undisclosed commission represented a proportionally large share of the total cost of credit, which remains relevant under the FCA scheme's calculation methodology.

Common Dacia models financed during the scheme period

  • Dacia Duster

    Dacia's SUV and bestselling UK model from its 2012 launch; strong finance volumes throughout the scheme period, particularly on HP due to the accessible vehicle price.

  • Dacia Sandero

    Dacia's supermini; one of the UK's most affordable cars and commonly financed on HP and PCP throughout the scheme period.

  • Dacia Jogger

    Dacia's family SUV-estate launched in 2022; PCP volumes from launch to the November 2024 scheme end date.

Lenders that financed Dacia

These UK lenders wrote Dacia finance during the FCA scheme period. Pick the one named on your agreement.

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