Regulated UK law firm·A brand of Fernstone Law. We handle the whole claim, end to end.

Make

Dacia motor finance claims

Dacia is Renault Group's budget brand in the UK, known for value-for-money pricing; growing volumes through the scheme period as the brand expanded from a niche position.

Takes under 60 seconds. No documents needed. No win, no fee*.

HP was initially dominant for Dacia given the lower vehicle prices, with PCP growing in use from around 2017 onwards. Mobilize Financial Services (formerly Renault Financial Services) operated through Dacia's franchised dealer network.

Dacia's deliberately low vehicle prices mean finance agreement values were among the smallest in the FCA scheme, typically £6,000 to £14,000. HP was more common than PCP given the lower vehicle prices and shorter typical terms. Despite smaller agreement values, Dacia's rapid UK growth from 2012 generated a significant number of finance transactions. At these lower values, an undisclosed commission represented a proportionally large share of the total cost of credit, which remains relevant under the FCA scheme's calculation methodology.

Common Dacia models financed during the scheme period

  • Dacia Duster

    Dacia's SUV and bestselling UK model from its 2012 launch; strong finance volumes throughout the scheme period, particularly on HP due to the accessible vehicle price.

  • Dacia Sandero

    Dacia's supermini; one of the UK's most affordable cars and commonly financed on HP and PCP throughout the scheme period.

  • Dacia Jogger

    Dacia's family SUV-estate launched in 2022; PCP volumes from launch to the November 2024 scheme end date.

Lenders that financed Dacia

These UK lenders wrote Dacia finance during the FCA scheme period. Pick the one named on your agreement.

Not sure which lender to pick?

Start your eligibility check and we'll trace any Dacia finance agreements linked to you.

Check my eligibility

Dacia finance claims: frequently asked questions

Can I claim on Dacia car finance?
Yes, if your Dacia was financed on a regulated PCP or HP agreement arranged through a UK dealer between 6 April 2007 and 1 November 2024, and the agreement involved an undisclosed Discretionary Commission Arrangement, a high undisclosed commission, or an undisclosed tied arrangement. Eligibility depends on the agreement, not the model.
Which Dacia models are covered?
Any Dacia agreement in the scheme period may be in scope, including models such as Duster, Sandero and Jogger.
Can I do this myself?
Yes. You don't need to use a solicitor or claims management company to pursue a motor finance complaint. You can contact your lender directly free of charge. The FCA's Consumer Redress Scheme is designed to be accessible without legal representation.
Will making a claim affect my credit score?
No. Making a claim will not affect your credit score. This is a separate process from your credit history.
Do I need to find old paperwork?
No documents are required to get started. We can trace your finance agreements using basic personal details.
What if my lender has been taken over or has exited the market?
This is common for agreements going back to 2007. If the original lender has been acquired, merged, rebranded, or has exited the market, the successor firm typically inherits liability for historic agreements. We handle this on your behalf.

Financed a car between 2007 and 2024?

Check your eligibility for the FCA's mandatory motor finance redress scheme. Takes under a minute. No documents needed.

Start your eligibility check