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Stellantis Financial Services · Alfa Romeo

Alfa Romeo finance with Stellantis Financial Services

Check whether your Alfa Romeo agreement arranged through Stellantis Financial Services between 2007 and 2024 is eligible under the FCA's Consumer Redress Scheme.

Takes under 60 seconds. No documents needed. No win, no fee*.

About Stellantis Financial Services

Stellantis Financial Services covers the finance operations of all Stellantis group brands in the UK, including Vauxhall, Peugeot, Citroen, Fiat, Alfa Romeo, Jeep, and DS. Prior to the Stellantis merger in 2021, finance for these brands was handled through separate predecessor entities, PSA Finance for Peugeot, Citroen, Vauxhall, and DS, and FCA Financial Services for Fiat, Alfa Romeo, and Jeep. Customers whose agreements predate 2021 may find their records under these earlier entity names.

Current scheme status

Within scope of FCA scheme; participating in implementation.

Alfa Romeo and motor finance

Alfa Romeo is a niche Italian performance brand in the UK with premium pricing; above-average agreement values and strong PCP penetration among its enthusiast buyer base.

PCP was dominant for Alfa Romeo, with Stellantis Financial Services active through franchised dealers. Lower volumes than mainstream brands but above-average agreement values mean commission exposure may be significant in eligible cases.

Alfa Romeo's niche Italian performance positioning brought premium pricing relative to its volume levels. PCP was dominant throughout the scheme period, with average agreement values ranging from approximately £12,000 on a MiTo to £40,000 on a Stelvio. Alfa Romeo's relatively small UK dealer network concentrated finance through fewer dealerships, and Stellantis Financial Services operated as the primary captive option for new vehicle agreements throughout the scheme period.

Common Alfa Romeo models in scope

  • Alfa Romeo Giulia

    Alfa Romeo's premium executive saloon launched in 2016; above-average agreement values, sold predominantly on PCP through to the scheme end date.

  • Alfa Romeo Stelvio

    Alfa Romeo's SUV launched in 2017; one of the brand's highest-volume UK models since launch, predominantly sold on PCP with above-average agreement values.

  • Alfa Romeo Giulietta

    Alfa Romeo's family hatchback sold until 2020; sold on PCP and HP through the first half of the scheme period and into the later years.

  • Alfa Romeo MiTo

    Alfa Romeo's city car sold until 2018; PCP and HP agreements during the DCA era may fall within the scheme where commission was not properly disclosed.

Are you eligible?

You may be eligible to claim against Stellantis Financial Services if all of the following apply:

  • You took out a PCP or HP motor finance agreement between 6 April 2007 and 1 November 2024.
  • The finance was arranged through a UK dealer or broker, on a regulated agreement.
  • The agreement was for a car, van or motorcycle for personal use.
  • You can identify yourself, we can trace the agreement details on your behalf.

What makes an agreement eligible?

  • A Discretionary Commission Arrangement (DCA) was in place and was not properly disclosed to you. Under a DCA, the dealer could increase your interest rate to earn a larger commission from the lender without telling you.
  • The commission paid to the dealer was unusually high — amounting to at least 39% of the total cost of credit and 10% of the loan — and was not properly disclosed.
  • There was a contractual tie giving the lender exclusivity over your finance, which was not made apparent to you.

Note: agreements arranged through a captive finance arm can still fall within scope. The scheme covers regulated motor finance agreements regardless of whether the lender is independent or manufacturer-owned.

What you could receive

The FCA has confirmed the average payout under the scheme is £829 per agreement. Individual outcomes vary depending on the size of your agreement, the commission charged, and how long the finance ran. If you financed more than one vehicle through Stellantis Financial Services, each agreement can be assessed.

How it works

  1. 1

    Tell us your basics

    Enter your name and a few details. We do not need finance documents to start, our team will trace historic agreements on your behalf.

  2. 2

    We assess your agreements

    We check what we find against the FCA scheme criteria and tell you which agreements are likely in scope, including any you may have forgotten.

  3. 3

    We pursue the right route

    Where the scheme offers the best outcome, we run it for you. Where independent litigation could produce a better result, we say so honestly and explain why.

Ready to check your Alfa Romeo agreement with Stellantis Financial Services?

Takes under 60 seconds. No documents needed. No win, no fee*.

Frequently asked questions

Did Stellantis Financial Services use Discretionary Commission Arrangements on Alfa Romeo finance?
Like most motor finance lenders operating before the FCA ban in January 2021, Stellantis Financial Services (and its predecessor entities including PSA Finance) operated commission arrangements with dealers. If your Alfa Romeo finance agreement was arranged through Stellantis Financial Services or a predecessor entity between 2007 and 2024, it may fall within the FCA's scheme.
Which Alfa Romeo models are covered?
Any Alfa Romeo agreement financed through Stellantis Financial Services between 2007 and 2024 may be in scope, including models such as Giulia, Stelvio, Giulietta and MiTo. Eligibility depends on the specific agreement, not the model.
Can I do this myself?
Yes. You can contact your lender directly to make a complaint, or refer your claim to the Financial Ombudsman Service (FOS) yourself for free. The FCA's Consumer Redress Scheme is also designed to be accessible without legal representation.
Will making a claim affect my credit score?
No. Making a claim will not affect your credit score. This is a separate process from your credit history.
Do I need to find old paperwork?
No documents are required to get started. We can trace your finance agreements using basic personal details.
What if my lender has been taken over or has exited the market?
This is common for agreements going back to 2007. If the original lender has been acquired, merged, rebranded, or has exited the market, the successor firm typically inherits liability for historic agreements. We handle this on your behalf.

Related information

Financed a car between 2007 and 2024?

Check your eligibility for the FCA's mandatory motor finance redress scheme. Takes under a minute. No documents needed.

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