Regulated UK law firm·A brand of Fernstone Law. We handle the whole claim, end to end.

Lender

Startline motor finance claims

Startline Motor Finance is part of Startline Motor Finance Ltd (independent). If you financed a vehicle through Startline between 2007 and 2024, your agreement may fall within the FCA's redress scheme.

Takes under 60 seconds. No documents needed. No win, no fee*.

Current scheme status

Within scope of FCA scheme; accepting complaints.

Not sure which make to pick?

You don't need to. Start your eligibility check and we'll trace any Startline agreements linked to you, including ones you may have forgotten.

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Startline claims: frequently asked questions

Is Startline part of the FCA motor finance redress scheme?
Yes. Startline Motor Finance is within scope of the FCA's Consumer Redress Scheme for regulated PCP and HP agreements taken out between 6 April 2007 and 1 November 2024. Within scope of FCA scheme; accepting complaints.
Did Startline use Discretionary Commission Arrangements?
Like most motor finance lenders operating before the FCA ban in January 2021, Startline Motor Finance operated commission arrangements with dealers. As a specialist near-prime lender, Startline's commission structures may have had a significant impact on the interest rates charged. If your car finance agreement was arranged through Startline between 2007 and 2024, it may fall within the FCA's scheme.
Can I do this myself?
Yes. You don't need to use a solicitor or claims management company to pursue a motor finance complaint. You can contact your lender directly free of charge. The FCA's Consumer Redress Scheme is designed to be accessible without legal representation.
Will making a claim affect my credit score?
No. Making a claim will not affect your credit score. This is a separate process from your credit history.
Do I need to find old paperwork?
No documents are required to get started. We can trace your finance agreements using basic personal details.
What if my lender has been taken over or has exited the market?
This is common for agreements going back to 2007. If the original lender has been acquired, merged, rebranded, or has exited the market, the successor firm typically inherits liability for historic agreements. We handle this on your behalf.

Financed a car between 2007 and 2024?

Check your eligibility for the FCA's mandatory motor finance redress scheme. Takes under a minute. No documents needed.

Start your eligibility check