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Lender

Kia Finance motor finance claims

Kia Finance is part of Kia Corporation / Hyundai Motor Group. If you financed a vehicle through Kia Finance between 2007 and 2024, your agreement may fall within the FCA's redress scheme.

Takes under 60 seconds. No documents needed. No win, no fee*.

Kia Finance operates as the captive lender for Kia in the UK, providing finance through the franchised Kia dealer network. Although Kia and Hyundai share a parent group, their UK finance operations are run separately. The business focuses primarily on new vehicle finance, with broad market lenders also active across the network particularly for used Kia agreements and independent dealer finance.

Current scheme status

Within scope of FCA scheme; participating in implementation.

Kia Finance agreements by vehicle make

Read more about how the scheme applies to specific car makes financed through Kia Finance.

Not sure which make to pick?

You don't need to. Start your eligibility check and we'll trace any Kia Finance agreements linked to you, including ones you may have forgotten.

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Kia Finance claims: frequently asked questions

Is Kia Finance part of the FCA motor finance redress scheme?
Yes. Kia Finance is within scope of the FCA's Consumer Redress Scheme for regulated PCP and HP agreements taken out between 6 April 2007 and 1 November 2024. Within scope of FCA scheme; participating in implementation.
Did Kia Finance use Discretionary Commission Arrangements?
Like most motor finance lenders operating before the FCA ban in January 2021, Kia Finance operated commission arrangements with dealers. If your car finance agreement was arranged through Kia Finance between 2007 and 2024, it may fall within the FCA's scheme.
Can I do this myself?
Yes. You don't need to use a solicitor or claims management company to pursue a motor finance complaint. You can contact your lender directly free of charge. The FCA's Consumer Redress Scheme is designed to be accessible without legal representation.
Will making a claim affect my credit score?
No. Making a claim will not affect your credit score. This is a separate process from your credit history.
Do I need to find old paperwork?
No documents are required to get started. We can trace your finance agreements using basic personal details.
What if my lender has been taken over or has exited the market?
This is common for agreements going back to 2007. If the original lender has been acquired, merged, rebranded, or has exited the market, the successor firm typically inherits liability for historic agreements. We handle this on your behalf.

Related information

Financed a car between 2007 and 2024?

Check your eligibility for the FCA's mandatory motor finance redress scheme. Takes under a minute. No documents needed.

Start your eligibility check