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Land Rover motor finance claims

Land Rover is a premium British SUV brand with some of the highest average agreement values in the UK market; commission disclosure failures on Land Rover agreements may attract above-average redress.

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PCP was strongly dominant across the Land Rover range. JLR Financial Services (Black Horse) was the primary manufacturer-linked finance provider for much of the scheme period, though broad market lenders also wrote significant volumes through dealer networks.

Land Rover and Range Rover operate at the premium-to-luxury end of the UK market, with consistently high average agreement values. PCP was near-universal for new vehicles, with values ranging from approximately £28,000 on a Freelander or Discovery Sport to over £90,000 on a full-size Range Rover. These high loan amounts mean that where commission was not properly disclosed, the financial impact could be among the highest of any brand in the FCA scheme. Black Horse (Lloyds) operated as the primary dealer finance partner for JLR throughout much of the scheme period.

Common Land Rover models financed during the scheme period

  • Range Rover Evoque

    Launched in 2011 and rapidly becoming one of Land Rover's bestsellers; predominantly sold on PCP with premium-level agreement values and strong finance penetration throughout the scheme period.

  • Discovery Sport

    Land Rover's compact family SUV launched in 2014; strong PCP volumes from launch to the scheme end date, replacing the Freelander as the brand's accessible entry point.

  • Range Rover Sport

    A higher-value SUV; agreements on the Range Rover Sport carry some of the larger credit amounts in the premium mainstream segment, commission exposure in eligible cases is correspondingly significant.

  • Range Rover

    Land Rover's flagship model; among the highest agreement values across the entire UK motor finance market, commission disclosure failures here may attract the highest levels of redress.

  • Land Rover Defender

    A consistent volume model across the scheme period, with the new generation launched in 2019 driving above-average PCP volumes through to the scheme end date.

  • Land Rover Discovery

    Land Rover's full-size family SUV; sold on PCP throughout the scheme period with above-average agreement values.

  • Land Rover Freelander

    Land Rover's entry-level SUV sold until 2014; covering the earlier part of the scheme period, Freelander agreements may fall within scope where commission was not properly disclosed.

  • Range Rover Velar

    Launched in 2017 as a distinctive premium coupe-SUV; sold on PCP with above-average agreement values through to the scheme end date.

Lenders that financed Land Rover

These UK lenders wrote Land Rover finance during the FCA scheme period. Pick the one named on your agreement.

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Land Rover finance claims: frequently asked questions

Can I claim on Land Rover car finance?
Yes, if your Land Rover was financed on a regulated PCP or HP agreement arranged through a UK dealer between 6 April 2007 and 1 November 2024, and the agreement involved an undisclosed Discretionary Commission Arrangement, a high undisclosed commission, or an undisclosed tied arrangement. Eligibility depends on the agreement, not the model.
Which Land Rover models are covered?
Any Land Rover agreement in the scheme period may be in scope, including models such as Range Rover Evoque, Discovery Sport, Range Rover Sport, Range Rover, Defender, Discovery, Freelander and Velar.
Can I do this myself?
Yes. You don't need to use a solicitor or claims management company to pursue a motor finance complaint. You can contact your lender directly free of charge. The FCA's Consumer Redress Scheme is designed to be accessible without legal representation.
Will making a claim affect my credit score?
No. Making a claim will not affect your credit score. This is a separate process from your credit history.
Do I need to find old paperwork?
No documents are required to get started. We can trace your finance agreements using basic personal details.
What if my lender has been taken over or has exited the market?
This is common for agreements going back to 2007. If the original lender has been acquired, merged, rebranded, or has exited the market, the successor firm typically inherits liability for historic agreements. We handle this on your behalf.

Financed a car between 2007 and 2024?

Check your eligibility for the FCA's mandatory motor finance redress scheme. Takes under a minute. No documents needed.

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