You might have a claim if…
Thousands were misled into costly car finance deals with hidden fees and high interest. If that sounds familiar, you could be owed compensation.
What our Customers Say
Hear from real drivers who claimed thousands back with zero hassle.
Highly satisfied with the service. I write to express my sincere and heartfelt appreciation and gratitude for your highly professional and competent services, for which I will always be grateful.
Natalie
May 08, 2025
Excellent. Good team, excellent - very well, very professional. They do a very good job.
Besim
May 07, 2025
Great. Very professional, would work with Sophie again.
Corine
May 07, 2025
Happy outcome. I was expertly guided through the process of making a claim and the result was satisfactory.
Ian
May 07, 2025
Outstanding service. Great experience Alex did a great job throughout the whole process kept me up to date and handled the case very well. I believe he is a great asset to the firm.
Asad
May 07, 2025
Excellent and professional service. My experience was lovely. Timely fashion and well detailed. I would use again if needed.
Taniesha
May 01, 2025
Why trust My PCP Claim?
It's natural to be cautious about how to approach your claim. My PCP Claim is fully regulated and highly qualified to represent you, plus you'll only pay if we're successful.
SRA regulated firm
My PCP Claim is authorised and regulated by the Solicitors Regulation Authority.
No Win No Fee
You only pay if your claim is successful.
Legal Partner
Claims are handled by our specialist claims handlers.
Rated 4.6 stars
Highly rated by clients on ReviewSolicitors
FAQs
If you can't find what you are looking for don't hesitate to contact us.
Our service is offered on a no win, no fee basis. If your claim is successful, a success fee of up to 36% (including VAT) may apply, calculated on the amount we recover for you. This only becomes payable once the 14-day cooling-off period has passed. You may cancel at any time during the cooling-off period at no cost. After this period, we may charge for reasonable costs incurred. Those reasonable fees will be based upon a proportion of the work carried out when compared to the full service we have agreed to supply to you.
If your case proceeds to litigation, our fees may be charged differently (for example, a combination of hourly rates and a success fee). In successful court proceedings, some fees may be recoverable from the defendant. If your claim is unsuccessful at litigation, we are not entitled to payment of our fees; however, you may be liable for adverse costs, which can include the defendant’s legal costs and disbursements.
To protect you from this risk, we would usually recommend taking out After the Event (ATE) insurance, which (subject to policy terms) can cover adverse costs. We can arrange this for you if your claim progresses to litigation. We would only ever recommend litigation where we believe it offers a better potential outcome for you—such as a higher settlement— than the FCA’s proposed Consumer Redress Scheme. Please refer to our Service Agreement for full details of all charges.
Yes, you can contact your lender directly or refer your claim to the Financial Ombudsman Service yourself for free. The FCA is also consulting on a free Consumer Redress Scheme.
If you took out PCP/HP finance between 2007 and 2021 and weren't told about commissions, it's likely you are. It only takes a minute to submit your details and find out, so why not give it a go?
No documents are required initially. We can search for your finance agreements using just your basic details.
No, making a claim will not affect your credit score. This is a separate process from your credit history.
You could be owed £700 on average for your claim. You’re not limited to one claim, so if you have bought more than one car on finance you can make multiple claims.
Yes, but you will need to declare if you have started any separate claims, either through another representative, or directly to your lender or the Financial Ombudsman Service.